Holiday Cottages in North Wales

Cancellation Protection

The weekly rent includes cancellation protection in order to cover repayment of contractual charges relating solely to accommodation for which you are legally liable but cannot take up due to:

a) Death, illness, quarantine or bodily injury
(i) of you or any member of your party and/ or (ii) of the wife, husband, parent, parent-in-law, child, sister, brother, fiance(e) or close business associate of you or any member of your party (excluding pets)

b) Unemployment or Redundancy qualifying for payment under the terms of the Employment Protection (Consolidation) Act 1978 or any update thereof, of you or any member of your party declared on the booking form to be sharing the rental

c) Being summoned for any Jury Service or witness attendance in a Court in the United Kingdom

d) Police requiring you to return home following theft at your home or place of business uninhabitable


It is a Condition Precedent that you and all members of your party deemed to be covered are under the age of 75 and are in good health physically and mentally at the time of booking. If you are over 75 please call and we will do our most to be inclusive.

The Scheme does not cover claims directly or indirectly resulting from or consequence upon:

a) Winter sports, mountaineering (normally involving ropes and/or guides) tours, motor competitions
b) Any recurring, chronic or continuing illness, disability or condition of any of the persons covered, for which medical treatment or consultation has taken place during the 12 months preceding the date of booking the holiday
c) War and kindred risks
d) Disinclination to travel
e) Failure of public or private transport services
f) Suicide, attempted suicide, insanity, the influence of intoxicating liquor or the effect of drugs not taken in accordance with treatment prescribed and directed by a qualified medical practitioner or booking a holiday which would be against the advice of a registered medical practitioner
g) Pregnancy unless occurring after the inception of the insurance
h) Any loss, which is otherwise insured
i) Epidemic or pandemic as declared by the World Health Organization, Department of Health or Defra

The decision of the Agents on all claims will be final.

Claims Procedure: Claims must be made through the Agents and sent in writing within 7 days of notification. All claims under cancellation insurance must be made at least 7 days prior to the start of any holiday booked. A handling charge (currently £25 + VAT) will be made to cover some of our overheads and expenses thus incurred.

Any claim must be supported by written evidence from a fully qualified medical practitioner, or government official as appropriate.

OVERSEAS VISITORS MUST TAKE OUT THEIR OWN INSURANCE.